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A recent IRS ruling could pave way for organizations to make their 401(k) programs more flexible

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Global advisory, broking, and solutions firm WTW is pitching a new benefit that would allow employees to direct money from their employers toward a wider array of financial perks beyond retirement, including student loan repayments and health savings accounts.

This arrangement is possible thanks to a private letter ruling from the Internal Revenue Service (IRS) that WTW helped secure for an employer it advised. The organization, which is unnamed for now, wanted to give employees the choice to put a percentage of funds that would have otherwise gone into a 401(k) retirement plan toward other types of accounts, including an educational

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