Since defined contribution plans like 401(k)s became the dominant type of employer-sponsored retirement benefit in the US in the mid-1990s, many HR teams have focused on helping their workers save enough money to retire one day.
These efforts have paid off, at least according to data from one major retirement plan provider, Vanguard.
“We’re at the point now, where, through the very good work of the HR community…that the accumulation phase for (401)k saving is very much
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