More small businesses are getting their employees ready for their golden years.
Nearly one-third (30%) of US small businesses (those with between two and 99 employees) offered their employees a retirement plan in 2025, up from 19% in 2019, according to a recent report from payroll platform Gusto. That means 21.1 million small-business employees had access to an employer-sponsored retirement plan last year, up from 15.5 million six years prior.
“It’s always been considered kind of a
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