Let’s start with the good news: The average account balance for 401(k) plans managed by Vanguard rose by 13% last year, reaching a record high of $167,970 by the end of 2025. The share of plans with automatic enrollment continued to grow, and a majority of those plans (62%) enrolled their employees in them at a default savings rate of 4% or hig
her.The bad news? Hardship withdrawal rates also increased from 5% to 6% year
https://www.hr-brew.com/stories/2026/03/13/record-number-401-k-hardship-withdrawals?utm_source=&utm_medium=syndication&utm_campaign=feed