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As Social Security retirement benefits remain a hot topic in 2025, HR professionals have a unique opportunity to guide employees toward financial security. With changes like the 2.5% cost-of-living adjustment (COLA) and the full retirement age (FRA) increasing to 66 years and 10 months for those born in 1959, understanding SSA retirement benefits is more critical than ever. This guide explores how HR can integrate Social Security payments into comprehensive retirement planning, addressing employee concerns and boosting workplace satisfaction.
Why Social Security Retirement Benefits Matter in 2025
For millions of Americans, Social Security retirement payouts in 2025 are a cornerstone